Personalized support :
We take the time to understand your objectives and your financial situation so that we can offer you a mortgage that’s tailored to your situation.
Your trusted partner for all your projects
We are committed to helping you with all your financing needs, whether it's for a
property project, a business need, or to optimise your debts by buying back or
consolidating your loans. Discover our personalised solutions, designed to help you
realise your ambitions in the best possible conditions, with tailor-made support and
complete peace of mind.
Mortgage: Find the loan that suits you
Because buying a property is a critical step in everyone’s life, we do our outmost to support you at every stage of your financing process, taking into consideration the unique specifics of your situation.
Our mortgage search service is designed to offer you cutting-edge expertise, suited to your needs and expectations. Whether you’re a first-time buyer, investor, cross-border commuter or non-resident, our team of experienced brokers works tirelessly to offer you the best solutions on the market.
What we offer
Expertise in foreign currency mortgages (Swiss francs) :
Thanks to our knowledge of the specific features of CHF loans, we can help you manage the risks associated with currency fluctuations and help you find the most beneficial solutions.
Understanding cross-border commuters and non-resident investors :
We have a thorough understanding of the issues facing cross-border commuters and non-resident investors, and we can guide you through and simplify all the administrative procedures involved in securing your project.
A wide network of banking partners :
Thanks to our extensive network, we can negotiate the most competitive rates and the most attractive terms and conditions for you.
Simplicity and transparency :
We simplify the administrative formalities and guide you clearly through every stage of the process.
Saving time and money :
By analysing and comparing market offers on your behalf, we guarantee you advantageous financial solutions, while securing your project and saving you precious time.
At Crédit du Genevois we believe that every property project deserves an optimal financial solution. Ready to make your property project a reality?
Contact us today for personalised, commitment-free advice.
Credit Repurchase :
Take advantage of the opportunities offered by a reduction in interest rates
Buying back credit is an effective way of reorganising your debts and reducing your monthly repayments. It’s a strategic solution that involves replacing your current loan with a new contract on more advantageous terms.
This approach allows you to reduce your monthly payments, lower the total cost of your credit or adjust the period of your loan in line with your current and future goals.
What we offer
Market expertise :
We constantly track movements in interest rates and offers to provide you with solutions suited to the opportunities available at any given time.
Significant savings :
By renegotiating your mortgage, we can help you reduce your monthly repayments and therefore the overall cost of your loan, while retaining the flexibility you need for your project.
Tailor- made solutions :
Our team analyses your situation and your objectives to offer you a mortgage repurchase solution geared to your needs.
Simplicity and transparency :
We guide you through every stage of the process, ensuring a smooth and secure transition.
Ready to take advantage of market opportunities to optimise your mortgage ? Contact us today for personalised, no-obligation advice.
Your success, our commitment.
Credit consolidation :
Controlling your debt
Managing several loans can quickly become complex and a strain on your budget. Our credit consolidation service is designed to simplify your finances by combining your various loans (property, consumer, personal, etc.) into a single loan with terms that are adapted to your situation.
Reduce your monthly repayments
By adjusting the term and conditions of your new loan, we lighten the burden of your monthly repayments to fit in better with your budget.
Simplify your financial management
Replacing several loans with a single loan gives you a clear, centralised view of your finances, reducing the stress associated with multiple repayments.
Optimise your debt ratio
By reorganising your debts, we can help you return to a healthier financial situation and preserve your borrowing capacity for future projects.
What we offer
An accurate analysis of your situation :
We take a close look at your financial profile to offer you a tailor-made debt consolidation solution.
Advantageous terms and conditions :
Thanks to our extensive network of banking partners, we can negotiate the best possible terms and conditions for you.
Personalised support :
Our team guides you every step of the way, with complete transparency, to ensure a smooth and secure transition.
Time and stress management :
We take care of the complex administrative procedures, leaving you free to concentrate on the essentials.
Ready to simplify your budget and regain control of your finances?
Contact us today for personalised, no-obligation advice.
Loan Insurance :
Protect Your Real Estate Project
Loan insurance
Loan insurance is an essential tool for guaranteeing repayment of your loan in the event of unforeseen circumstances (death, disability, inability to work, loss of job, etc.). We can help you to choose the right policy for your profile and your needs, by offering you :
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Customized cover: We work with you to select the most appropriate cover options to protect your project and your loved ones.
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Competitive rates: Thanks to our network of insurance partners, we can negotiate attractive deals to give you optimum protection at the lowest possible cost.
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Transparent support: We explain the terms of your contract clearly to make sure you fully understand your cover.
Loan insurance redemption
The Loi Lemoine (or Hamon law) gives you the option of changing your loan insurance at any time after the first year of your contract, without any charges or penalties. Take advantage of this opportunity to :
- Reduce your costs : By comparing offers on the market, we can help you find more competitive insurance while maintaining an equivalent level of cover.
- Adapt your cover : Are your individual needs changing? We can help you adjust your cover to fit your current situation.
- Simplify the process : We handle all the administrative formalities for a trouble-free change of insurance.
Ready to protect your project and optimize your loan insurance ?
Contact us today for personalised, no-obligation advice.
